Local Net Worth Tracker

Net worth is the total value of your assets minus the total of your debts.

Inputs Runs in your browser; no account, login, or saved personal data.

Quick answer

Net worth is the total value of your assets minus the total of your debts. With the default inputs (Cash $12,000, Investments $85,000, Property value $280,000, Debts $165,000) the result is Net worth $212,000, Assets $377,000, Liabilities $165,000.

Method

Assets = cash + investments + property value. Liabilities = debts. Net worth = assets - liabilities.

Use current market or balance values and refresh the figures whenever you want an updated snapshot; the tool shows one point in time rather than a history.

Worked example

Cash$12,000
Investments$85,000
Property value$280,000
Debts$165,000
Net worth$212,000
Assets$377,000
Liabilities$165,000

Assumptions and limits

  • Only the four categories shown are included; add other assets or liabilities into the closest field.
  • Nothing is saved between visits, so note your result if you want to track it over time.

Educational estimate only. It is not financial, tax, legal, or investment advice.

FAQ

How do I calculate my net worth?

Add all assets, then subtract all debts. With the defaults net worth is $212,000.

What counts as an asset?

Cash, investments and property value in this tool. With the defaults assets total $377,000.

What counts as a liability?

Mortgages, loans, credit card balances and other debts. With the defaults liabilities are $165,000.

Does the tool save my numbers?

No. The calculation runs locally in your browser and nothing is sent to or stored by this site.

Can net worth be negative?

Yes. If debts exceed assets the result is negative, which is common early in a career or after a home purchase.